Buying Residential Property

Buying a property is likely to be the most expensive purchase of your life and as a result it can be a stressful time.  We’re here to help guide you through the process, explain the legal terms and make sure you understand what you are buying. 

Our residential conveyancing team has a wealth of experience and expertise to help guide you along the way and ensure that the transaction proceeds as smoothly as possible.

We will explain the process and give advice at every stage and make sure that we identify, explain and resolve any legal issues affecting the property you are purchasing.  We aim to always provide you with an efficient,  quality service offering value for money.

We would suggest you contact  us as early as you can in the process.  We are here to act in your best interests and make sure you are protected.  When you speak to us early we can help you to get to grips with the process and get organised for each step ahead of time.

We will:

• Provide you with a fixed fee quotation  - so that you can make sure you have taken into account all the costs you will incur when purchasing a property.
• Provide your quote by telephone, post or email (click here to contact us for a quote)
• Explain how the process works
• Give you updates using your preferred method of contact at every stage of the transaction
• Provide you with a dedicated conveyancer so that you aren’t speaking to a team of different people but have someone that will be with you all the way to completion.
• Explain any legal issues and give you advice and options about how we resolve those issues in your best interests.

What we will need from you:

• Your identity documents –  we have an obligation as part of the anti-money laundering legislation to check the identity of all clients instructing us in property transactions.   We use either an online company to assist securely with our checks or you can attend one of our offices in person with your documents for us to verify.
• Details of how you plan to pay for the property – we are required to identify the source of funds that we receive from clients.  Details of the kind of information we ask for can be found by clicking here.  
• An idea of your timescale for moving, we do try to work with your expectations for the timing of the transaction but it is important to bear in mind that parties enter the chain at different times and a chain can progress as fast or as slow as the slowest member in the chain or the last person to join it.
• Whether there is anything specific you plan to do with the property, this helps us make sure that we can quickly highlight any legal issues or restrictions which might affect your plans and give you advice on how you can work through these without it being a shock at a later stage of the transaction.
• whether you are buying with someone else.
• Whether you own any other residential properties.

It is also important to make sure that you have made contact with your lender to check how much you can borrow and followed all of the steps needed to make sure your lender can instruct their valuation which can be something which causes delays.

Further useful information about the various steps buying your home can be found here: https://www.lawsociety.org.uk/public/for-public-visitors/common-legal-issues/buying-a-home/